cash
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cash
Money in physical form, meaning coins and banknotes, as opposed to electronic money such as when paying by card.
Ich habe nicht genug Bargeld dabei, kann ich mit Karte zahlen?
I don't have enough cash with me; can I pay by card?
'Bargeld' (cash) is a compound word made from 'bar' (cash/in cash) and 'Geld' (money). The adjective 'bar' in this context means 'in the form of coins and notes,' so not electronically.
Auf dem Flohmarkt kann man meistens nur bar bezahlen.
At the flea market, you can usually only pay in cash.
'Bargeld' (cash) is an uncountable noun. It is almost always used in the singular and often without an article, similar to 'Wasser' (water) or 'Luft' (air).
Haben Sie Bargeld oder zahlen Sie mit Karte?
Do you have cash, or are you paying by card?
Common verbs used with 'Bargeld' (cash) are 'abheben' (to withdraw, at an ATM), 'dabeihaben' (to have with you), 'wechseln' (to exchange, into another currency), and 'annehmen' (to accept, as a means of payment).
Ich muss noch schnell Bargeld am Automaten abheben.
I still need to quickly withdraw cash from the ATM.
money
Geld can refer to financial funds in general, even when they are held in a bank account. Bargeld, by contrast, specifically means coins and banknotes that you have physically with you. Use Geld when making a general statement about financial means; choose Bargeld when the form of payment itself is directly important.
Ich brauche Bargeld, weil der kleine Markt nur Münzen und Scheine annimmt.
I need cash because the small market only accepts coins and banknotes.
Ich habe genug Geld auf dem Konto und bezahle den Kaffee mit Karte.
I have enough money in my account and am paying for the coffee by card.
