checking account
Loading your saved state.
checking account
Colloquial short form for 'Girokonto' (checking account), a bank account for everyday cashless payments such as transfers and direct debits.
Die Miete wird monatlich von meinem Giro abgebucht.
The rent is debited from my checking account every month.
'Giro' is the colloquial short form of 'Girokonto' (checking account). The word 'Giro' is also the first part of other banking-related words, such as 'Girokarte' (debit card).
Ich habe mein Portemonnaie vergessen, aber ich kann mit meiner Girokarte bezahlen.
I forgot my wallet, but I can pay with my debit card.
Using 'Giro' on its own is typical of spoken language or informal contexts. In official documents, the full form 'Girokonto' (checking account) is usually used.
Kannst du das Geld auf mein Giro überweisen?
Can you transfer the money to my checking account?
When talking about money movements, you transfer money 'auf das Giro' (to the checking account; accusative) or debit money 'vom Giro' (from the checking account; dative). When referring to the account balance, you have money 'auf dem Giro' (in/on the checking account; dative).
Die Rechnung wird automatisch von meinem Giro abgebucht.
The bill is automatically debited from my checking account.
account
'das Konto' and 'das Giro' can both mean a bank account for payments. 'Konto' is the normal and general form. In a banking context, it can refer to different kinds of accounts. 'Giro' is a colloquial short form of 'Girokonto' and fits better in casual conversations. In official texts, at the bank, or on forms, it is better to say 'Konto' or, more precisely, 'Girokonto'. The words can be confused because 'Giro' is short and used in everyday speech, but it does not sound natural in every context.
Tim sagt, dass sein Giro für die monatlichen Zahlungen reicht.
Tim says that his checking account is enough for the monthly payments.
Am Montag überweist die Kundin das Geld auf das Konto des Handwerkers.
On Monday, the customer transfers the money to the tradesperson's account.