policy
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policy
A document that certifies an insurance contract. It contains all conditions, coverage amounts, and obligations of the contracting parties.
Nach Abschluss der Haftpflichtversicherung habe ich die Police per Post erhalten.
After taking out liability insurance, I received the policy by mail.
Careful: 'die Police' (the policy) is not the English 'police'! The German word for the police is 'die Polizei'. 'Die Police' is a document, usually for insurance.
Bitte bewahren Sie die Police Ihrer Autoversicherung gut auf.
Please keep the policy for your car insurance in a safe place.
The most common meaning of 'Police' refers to insurance. You can recognize the rarer meaning in maritime trade from words like 'Fracht' (freight), 'Schiff' (ship), or 'Ladung' (cargo).
Die Versicherungsgesellschaft schickte mir die neue Police zu.
The insurance company sent me the new policy.
In connection with insurance, 'Police' is often used with certain verbs: you can 'eine Police abschließen' (take out a policy), 'eine Police kündigen' (cancel a policy), or 'die Bedingungen in der Police nachlesen' (look up the terms in the policy).
Bevor Sie eine neue Versicherung abschließen, sollten Sie die Police genau prüfen.
Before you take out new insurance, you should check the policy carefully.
'Police' is the official, legal term for an insurance certificate. In everyday language, many people simply say 'Versicherungsvertrag' (insurance contract).
Im Schadensfall müssen Sie die Nummer Ihrer Police angeben.
In the event of a claim, you must provide your policy number.
insurance / assurance
'die Versicherung' and 'die Police' both belong to the area of insurance. 'Die Versicherung' means the contract itself or, more generally, the protection you have taken out. 'Die Police' is more specifically the document for this contract. It lists the conditions, coverage amounts, and obligations. Learners may confuse the words because in everyday life people often talk about the same contract. If you mean that you are protected against a risk, 'Versicherung' is more natural. If you mean the written document, 'Police' is more precise.
Vor dem Termin sucht Paul die Police in seinen Unterlagen.
Before the appointment, Paul looks for the policy in his documents.
Für die Reise hat Lena eine zusätzliche Versicherung abgeschlossen.
Lena took out additional insurance for the trip.