savings book
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savings book
A small book issued by a bank in which deposits and withdrawals from a savings account are physically recorded.
Meine Großmutter hat für mich zur Geburt ein Sparbuch angelegt.
My grandmother opened a savings book for me when I was born.
'Sparbuch' (savings book) is a simple compound made from the stem of the verb 'sparen' (to save) and the noun 'Buch' (book). So it is literally a book used for saving.
Früher war das Sparbuch für viele Menschen der erste Kontakt mit dem Bankwesen.
In the past, the savings book was many people's first contact with banking.
Typical actions with a 'Sparbuch' (savings book) are: 'ein Sparbuch anlegen' or 'eröffnen' (to open a savings book), to 'einzahlen' (deposit) money into it, or to 'abheben' (withdraw) money from it.
Er wollte Geld von seinem Sparbuch abheben, um ein Fahrrad zu kaufen.
He wanted to withdraw money from his savings book to buy a bicycle.
The 'Sparbuch' (savings book) is a very traditional German financial product. Although it is becoming less common in the digital age, it is strongly rooted culturally as a classic monetary gift for children, for example from grandparents.
Zu seiner Konfirmation bekam er von seiner Oma ein Sparbuch mit 100 Euro.
For his confirmation, he received a savings book with 100 euros from his grandma.
bank statement
'Sparbuch' and 'Kontoauszug' both belong to the topic of bank accounts and money movements. But they are not the same thing. A 'Sparbuch' is a small book for a savings account in which deposits and withdrawals are recorded. A 'Kontoauszug' is an overview of transactions on an account over a specific period of time, often on paper or digital. The words can be confused because both show information about money in an account. When you mean the actual savings book as a document, you say 'Sparbuch'. When you mean the list of transactions, you say 'Kontoauszug'.
Meine Großmutter bewahrt ihr altes Sparbuch in einer Schublade auf.
My grandmother keeps her old savings book in a drawer.
Für den Antrag musste Paul einen aktuellen Kontoauszug ausdrucken.
Paul had to print out a current bank statement for the application.