insurer
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insurer
A company or person that offers insurance coverage in exchange for payment of premiums and provides benefits in the event of a loss.
Nach dem Wasserschaden hat er den Vorfall sofort seinem Versicherer gemeldet.
After the water damage, he reported the incident to his insurer immediately.
The word is derived from the verb 'versichern' (to insure). The ending '-er' refers to the person or institution that carries out the action of the verb—here, the one that offers insurance.
Ein guter Versicherer berät seine Kunden umfassend.
A good insurer gives its customers comprehensive advice.
This noun belongs to a word family related to the topic of security. Related words are 'die Versicherung' (the insurance policy/contract), 'sich versichern' (to take out insurance), and 'versichert sein' (to be insured).
Prüfen Sie, ob Sie bei diesem Versicherer gut versichert sind.
Check whether you are well insured with this insurer.
Common verbs used with 'Versicherer' (insurer) are: 'einen Schaden dem Versicherer melden' (to report damage/a loss to the insurer), 'einen Vertrag mit dem Versicherer abschließen' (to conclude a contract with the insurer), or 'der Versicherer übernimmt die Kosten' (the insurer covers the costs).
Nach dem Einbruch musste ich den Schaden sofort meinem Versicherer melden.
After the break-in, I had to report the damage to my insurer immediately.
insurance / assurance
Versicherung and Versicherer can both refer to the company that offers insurance coverage and pays for losses. Versicherung is the usual general term for the company. Versicherer more precisely refers to the person or company that offers the coverage and provides the agreed benefits.
Nach dem Wasserschaden hat der Versicherer die vereinbarte Leistung erbracht.
After the water damage, the insurer provided the agreed benefit.
Nach dem Wasserschaden hat meine Versicherung die Reparatur bezahlt.
After the water damage, my insurance company paid for the repairs.
