insurer
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insurer
A company or person that offers insurance coverage in exchange for payment of premiums and provides benefits in the event of a loss.
Nach dem Wasserschaden hat er den Vorfall sofort seinem Versicherer gemeldet.
After the water damage, he reported the incident to his insurer immediately.
The word is derived from the verb 'versichern' (to insure). The ending '-er' refers to the person or institution that carries out the action of the verb—here, the one that offers insurance.
Ein guter Versicherer berät seine Kunden umfassend.
A good insurer gives its customers comprehensive advice.
This noun belongs to a word family related to the topic of security. Related words are 'die Versicherung' (the insurance policy/contract), 'sich versichern' (to take out insurance), and 'versichert sein' (to be insured).
Prüfen Sie, ob Sie bei diesem Versicherer gut versichert sind.
Check whether you are well insured with this insurer.
Common verbs used with 'Versicherer' (insurer) are: 'einen Schaden dem Versicherer melden' (to report damage/a loss to the insurer), 'einen Vertrag mit dem Versicherer abschließen' (to conclude a contract with the insurer), or 'der Versicherer übernimmt die Kosten' (the insurer covers the costs).
Nach dem Einbruch musste ich den Schaden sofort meinem Versicherer melden.
After the break-in, I had to report the damage to my insurer immediately.
insurance / assurance
'die Versicherung' and 'der Versicherer' can both mean the company that offers insurance coverage. In everyday language, people often say 'die Versicherung' when they mean the company. 'Der Versicherer' is more precise and sounds somewhat more technical or official. They can be confused because both can point to the same place that pays in the event of a claim. The important point is: 'die Versicherung' can also be the contract, while 'der Versicherer' is always the person or company that offers the protection.
Nach dem Wasserschaden schickt der Versicherer einen Gutachter in die Wohnung.
After the water damage, the insurer sends an expert to the apartment.
Sofia ruft bei der Versicherung an, weil sie eine Frage zur Rechnung hat.
Sofia calls the insurance company because she has a question about the bill.