A statutory social insurance scheme that provides financial protection for employees in the event of unemployment. The contributions are generally paid jointly by employers and employees.
example
Wer seinen Job verliert, erhält unter bestimmten Voraussetzungen Geld von der Arbeitslosenversicherung.
Anyone who loses their job receives money from unemployment insurance under certain conditions.
Usage tips
Word composition
This long word can be broken down easily: it is an 'Versicherung' (insurance) for the case that you become 'arbeitslos' (unemployed). The '-en-' in the middle is a typical linking element.
EXAMPLE
Jeder Arbeitnehmer in Deutschland zahlt in die Arbeitslosenversicherung ein.
Every employee in Germany pays into unemployment insurance.
Word family
Unemployment insurance is part of the German social insurance system. The word follows the same pattern as 'Krankenversicherung' (health insurance), 'Rentenversicherung' (pension insurance), and 'Pflegeversicherung' (long-term care insurance).
EXAMPLE
Die Sozialabgaben umfassen Beiträge für Kranken- und Arbeitslosenversicherung.
Social security contributions include payments for health and unemployment insurance.
Typical verbs
In connection with unemployment insurance, two actions are central: you 'zahlt Beiträge' (pay contributions) into the insurance and you 'bezieht Leistungen' (receive benefits) from the insurance.
EXAMPLE
Nach seiner Kündigung bezog er für ein Jahr Leistungen aus der Arbeitslosenversicherung.
After his dismissal, he received benefits from unemployment insurance for a year.
Compare with
confusable
Arbeitslosenversicherung vs Arbeitslosengeld
unemployment benefit
'das Arbeitslosengeld' and 'die Arbeitslosenversicherung' both belong to the topic of unemployment and money, but they do not mean the same thing. 'Arbeitslosengeld' is the money that an unemployed person receives under certain conditions. 'Arbeitslosenversicherung' is the statutory insurance scheme into which employees and employers normally pay contributions. Unemployment benefit can later be paid from this insurance. Learners can easily confuse the words because they sound similar. Remember: the insurance is the system; the unemployment benefit is the payment.
Arbeitslosenversicherung
Die Arbeitslosenversicherung schützt dich, wenn du deine Arbeit verlierst.
Unemployment insurance protects you if you lose your job.
Arbeitslosengeld
Herr Klein beantragt Arbeitslosengeld, weil seine Firma geschlossen wurde.
Mr. Klein applies for unemployment benefit because his company was closed.