savings
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savings
Usually used in the plural ('Ersparnisse'); refers to all the money that a person or household has saved and set aside over time.
Für den Kauf des Hauses hat er seine gesamten Ersparnisse aufgebraucht.
He used up all his savings to buy the house.
saving
The specific amount of money, time, or resources that does not have to be spent in a particular process or over a period of time.
Durch den Wechsel des Stromanbieters ergibt sich eine jährliche Ersparnis von über 100 Euro.
Switching electricity providers results in an annual saving of over 100 euros.
'Die Ersparnis' (saving/savings) is derived from the verb 'sparen' (to save). The ending '-nis' forms a noun that describes the result of an action. It belongs to a group of nouns such as 'das Ergebnis' (result) or 'das Erlebnis' (experience).
Jede kleine Ersparnis hilft am Ende des Monats.
Every small saving helps at the end of the month.
The meaning changes with the number. 'Die Ersparnis' (singular) refers to a specific amount saved. 'Die Ersparnisse' (plural) means all the money a person has saved.
Der neue Kühlschrank bringt eine Ersparnis von 50 Euro pro Jahr.
The new refrigerator brings a saving of 50 euros per year.
When referring to all the money someone has saved, 'die Ersparnisse' (savings, plural) is often used with verbs like 'aufbrauchen' (to use up), 'angreifen' (to dip into), 'investieren' (to invest), or 'zurückgreifen auf' (to fall back on).
Für die unvorhergesehene Reparatur musste er seine Ersparnisse angreifen.
He had to dip into his savings for the unexpected repair.
In the singular, 'die Ersparnis' (saving) is often combined with 'von' + amount or with adjectives like 'jährlich' (annual), 'deutlich' (significant), or 'gering' (small). You can also say 'eine Ersparnis erzielen' (to achieve a saving).
Durch die Nutzung öffentlicher Verkehrsmittel erzielen wir eine deutliche Ersparnis.
By using public transportation, we achieve a significant saving.
saving / reduction
Einsparung and Ersparnis can refer to the same amount of money that was not spent. Einsparung puts the economical measure or avoided expense in the foreground; Ersparnis refers more to the financial benefit that results from it. Einsparung fits planned cost-cutting measures, while Ersparnis fits the personal benefit.
Der neue Stromtarif bringt unserem Haushalt eine jährliche Ersparnis von 200 Euro.
The new electricity tariff gives our household annual savings of 200 euros.
Der neue Stromtarif führt bei unserem Haushalt zu einer jährlichen Einsparung von 200 Euro.
The new electricity tariff results in an annual saving of 200 euros for our household.
