financial planning
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financial planning
The process of systematically planning, managing, and monitoring the financial resources of a person, household, or company in order to achieve future financial goals.
Eine sorgfältige Finanzplanung ist entscheidend für einen sorgenfreien Ruhestand.
Careful financial planning is crucial for a worry-free retirement.
The word is made up of 'Finanz-' (financial, from 'die Finanzen' — finances) and 'Planung' (planning). So it literally means the planning of finances.
Für große Projekte ist eine detaillierte Finanzplanung unerlässlich.
Detailed financial planning is essential for large projects.
Common adjectives are 'langfristige' (long-term), 'solide' (solid), or 'sorgfältige' (careful) financial planning. The verbs 'eine Finanzplanung erstellen' (to create financial planning) or 'machen' (to make/do) are often used.
Ein Berater half uns, eine langfristige Finanzplanung zu erstellen.
An advisor helped us create long-term financial planning.
The word can refer both to personal finances and to those of a company. To distinguish them, adjectives such as 'private Finanzplanung' (personal financial planning) or 'betriebliche Finanzplanung' (corporate financial planning) are often used.
Die private Finanzplanung hilft dabei, für das Alter vorzusorgen.
Personal financial planning helps you make provisions for old age.
