account balance
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account balance
The current amount of money in a bank account. It indicates how much money is available (credit balance) or how high the debts are (debit balance).
Ich überprüfe meinen Kontostand jeden Morgen online, bevor ich zur Arbeit gehe.
I check my account balance online every morning before I go to work.
The word is made up of 'Konto' (account), the linking -s, and 'Stand' (status/standing). So it literally describes the 'Stand' (current situation) of your bank account.
Ein schneller Blick auf den Kontostand zeigte, dass genug Geld für den Einkauf da war.
A quick look at the account balance showed that there was enough money for the shopping.
In everyday life, 'Kontostand' (account balance) is often used with certain verbs. You can 'abfragen' (check/request), 'überprüfen' (check), or 'prüfen' (check) your account balance.
Kannst du bitte kurz deinen Kontostand abfragen?
Could you quickly check your account balance, please?
To describe the state of the account, people often use the expressions 'im Plus sein' (to be in credit) or 'im Minus sein' (to be overdrawn/in debt). The account balance can also be 'hoch' (high) or 'niedrig' (low).
Am Ende des Monats ist mein Kontostand leider oft im Minus.
At the end of the month, my account balance is unfortunately often in the negative.
balance
Kontostand and Saldo can both indicate the current amount in an account. Kontostand is the general term for the available credit or the debts, whereas Saldo places more emphasis on the result of offsetting debits and credits. In everyday banking conversations, Kontostand is usually the better choice.
Ich prüfe den Kontostand, um zu sehen, wie viel Geld noch verfügbar ist.
I am checking my account balance to see how much money is still available.
Ich prüfe den Saldo, um das Ergebnis der Verrechnung von Einnahmen und Ausgaben zu sehen.
I am checking the balance to see the result of offsetting income and expenses.
