balance
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balance
In finance and accounting, the difference between the debit and credit sides of an account. A positive balance means credit, a negative balance means debt.
Bitte überprüfen Sie den aktuellen Saldo Ihres Bankkontos.
Please check the current balance of your bank account.
'Saldo' (balance) is a technical term from finance and accounting. In everyday life, it is mainly used in the context of bank accounts.
Der Saldo wird am Ende des Monats berechnet.
The balance is calculated at the end of the month.
Common combinations are 'den Saldo ausgleichen' (to settle the balance / pay off a debt), 'einen Saldo aufweisen' (to show a balance, whether credit or debt), as well as 'positiver Saldo' (positive balance) or 'negativer Saldo' (negative balance).
Um das Konto zu schließen, müssen Sie zuerst den negativen Saldo ausgleichen.
To close the account, you must first settle the negative balance.
'Saldo' (balance) is a loanword from Italian, where 'saldo' means 'firm' or 'settled'. It was adopted into German commercial language.
Am Monatsende wies ihr Konto einen erfreulichen Saldo auf.
At the end of the month, her account showed a pleasing balance.
plus
Das Plus and der Saldo can both refer to a positive account balance. Plus colloquially emphasizes that the difference is positive. Saldo is the technical term for the calculated difference in an account and can also be negative.
Nach allen Zahlungen weist der Kontoauszug einen positiven Saldo von 500 Euro aus.
After all the payments, the bank statement shows a positive balance of 500 euros.
Nach allen Zahlungen ist das Konto mit 500 Euro im Plus.
After all the payments, the account is 500 euros in the black.
