health insurance fund
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health insurance fund
A statutory or private organization that covers the costs of medical treatments, medications, and other health services for its insured members.
Die Rechnung vom Arzt reiche ich bei meiner Krankenkasse ein.
I submit the doctor's bill to my health insurance fund.
The word is made up of 'Kranken' (a form of 'krank', sick) and 'Kasse' (a place where money is managed). So it is literally a cash fund for the costs of sick people.
Jeder Arbeitnehmer in Deutschland muss in einer Krankenkasse versichert sein.
Every employee in Germany must be insured with a health insurance fund.
To express membership, you use the preposition 'bei' (with/at). You are insured 'bei' a Krankenkasse.
Ich bin seit fünf Jahren bei dieser Krankenkasse.
I have been with this health insurance fund for five years.
Common verbs related to the Krankenkasse are 'die Krankenkasse wechseln' (to change health insurance funds), 'Kosten bei der Krankenkasse einreichen' (to submit costs to the health insurance fund), and 'Leistungen von der Krankenkasse erhalten' (to receive benefits from the health insurance fund).
Viele Leute wechseln ihre Krankenkasse, um Geld zu sparen.
Many people change their health insurance fund to save money.
In Germany, a distinction is made between the 'gesetzliche Krankenkasse' (statutory health insurance fund, GKV), where most people are insured, and the 'private Krankenkasse' (private health insurance fund, PKV).
Als Student kannst du zwischen einer gesetzlichen und einer privaten Krankenkasse wählen.
As a student, you can choose between a statutory and a private health insurance fund.
health insurance
Krankenversicherung refers to the insurance system or protection against medical costs in the event of illness. Krankenkasse is the specific organization that manages this protection for its members and covers services. Use the term for the insurance when talking about coverage, and Krankenkasse when referring to the responsible organization.
Bei Fragen zur Rechnung wende ich mich direkt an meine Krankenkasse.
I contact my health insurance fund directly if I have questions about the bill.
Eine Krankenversicherung schützt mich im Krankheitsfall vor hohen Behandlungskosten.
Health insurance protects me from high treatment costs if I become ill.
