health insurance
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health insurance
An insurance system that fully or partially covers the costs of medical treatments, medications, and other health services in the event of illness. In many countries, it is a legally required compulsory insurance.
Nach dem Arztbesuch reiche ich die Rechnung bei meiner Krankenversicherung ein.
After the doctor's appointment, I submit the bill to my health insurance.
The word is composed of 'Kranken' (a form referring to sick people) and 'Versicherung' (insurance). So it is literally insurance for the case that you become ill.
Jeder Arbeitnehmer in Deutschland braucht eine Krankenversicherung.
Every employee in Germany needs health insurance.
Common verbs in connection with health insurance are 'eine Versicherung abschließen' (to take out an insurance policy), 'bei einer Versicherung sein' (to be with an insurance provider), and 'eine Rechnung einreichen' (to submit a bill).
Für meinen neuen Job musste ich eine Krankenversicherung abschließen.
For my new job, I had to take out health insurance.
In the German system, a main distinction is made between 'gesetzliche Krankenversicherung' (statutory health insurance, GKV) and 'private Krankenversicherung' (private health insurance, PKV). These adjectives are very typical additions.
Die meisten Menschen in Deutschland sind in der gesetzlichen Krankenversicherung.
Most people in Germany are in the statutory health insurance system.
health insurance fund
Krankenversicherung refers to the insurance system or protection against medical costs in the event of illness. Krankenkasse is the specific organization that manages this protection for its members and covers services. Use the term for the insurance when talking about coverage, and Krankenkasse when referring to the responsible organization.
Eine Krankenversicherung schützt mich im Krankheitsfall vor hohen Behandlungskosten.
Health insurance protects me from high treatment costs if I become ill.
Bei Fragen zur Rechnung wende ich mich direkt an meine Krankenkasse.
I contact my health insurance fund directly if I have questions about the bill.
