direct debit
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direct debit
A procedure in cashless payment transactions in which a payee is authorized to debit an amount of money from the payer's account. Prior consent (a mandate) from the account holder is required for this.
Die monatliche Miete wird bequem per Lastschrift von meinem Konto abgebucht.
The monthly rent is conveniently debited from my account by direct debit.
The word is made up of 'die Last' (load/burden) and 'die Schrift' (writing/document). Here, 'Last' does not mean 'weight', but rather the 'debiting' of an account, meaning a withdrawal. So a 'Lastschrift' (direct debit) is literally a document that instructs an account debit.
Die Zahlung per Lastschrift ist für wiederkehrende Rechnungen sehr praktisch.
Payment by direct debit is very practical for recurring bills.
In connection with 'Lastschrift' (direct debit), the verbs 'abbuchen' (to debit), 'einziehen' (to collect), or 'bezahlen' (to pay) are often used. The payment method is frequently introduced with the preposition 'per' (by).
Der Betrag wird monatlich per Lastschrift eingezogen.
The amount is collected monthly by direct debit.
A direct debit is only possible with permission. This permission is called a 'Lastschriftmandat' (direct debit mandate) or 'Einzugsermächtigung' (direct debit authorization). Without this mandate, no money may be debited from your account.
Um per Lastschrift zu zahlen, müssen Sie zuerst ein SEPA-Lastschriftmandat erteilen.
To pay by direct debit, you must first issue a SEPA direct debit mandate.
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'der Einzug' and 'die Lastschrift' both belong to cashless payment. 'Der Einzug' describes the action: an amount is collected or charged from an account. 'Die Lastschrift' is the procedure for doing this, in which the payee is allowed to debit money from the account with permission. The words can be confused because an 'Einzug' often happens by 'Lastschrift' (direct debit). Put simply: 'Lastschrift' is the method; 'Einzug' is the debiting or collecting of the money.
Für den Handyvertrag bezahlt mein Bruder die monatliche Gebühr per Lastschrift.
For the mobile phone contract, my brother pays the monthly fee by direct debit.
Der Einzug der Miete wurde wegen eines Fehlers zweimal versucht.
Because of an error, the rent collection was attempted twice.