leasing
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leasing
A form of financing in which you rent an object (e.g., a car or a machine) for a fixed period of time instead of buying it. You pay a monthly installment but do not become the owner.
Viele Firmen bevorzugen Leasing für ihre Fahrzeugflotte, anstatt die Autos zu kaufen.
Many companies prefer leasing for their vehicle fleet instead of buying the cars.
'Leasing' (leasing) is a word from English that is commonly used in German in business and finance. Note that it is neuter in German: das Leasing.
Das Leasing eines Dienstwagens ist für die Firma oft günstiger als der Kauf.
Leasing a company car is often cheaper for the company than buying one.
The related verb is 'leasen' (to lease). It is a regular verb and means to rent something through a leasing contract.
Wir haben uns entschieden, die neue Kaffeemaschine für das Büro zu leasen.
We decided to lease the new coffee machine for the office.
The word 'Leasing' (leasing) is very often used as the first part of compound nouns. Typical examples are 'der Leasingvertrag' (the leasing contract), 'die Leasingrate' (the lease installment), and 'das Leasingfahrzeug' (the leased vehicle).
Die monatliche Leasingrate ist in unserem Budget eingeplant.
The monthly lease installment is planned into our budget.
financing
Both words can describe the financial solution for buying a car. Finanzierung is a broad term and can include buying with borrowed money; leasing, by contrast, is the specific arrangement of using a car temporarily without becoming its owner. Choose „Leasing“ when this use is the focus.
Für das Auto haben wir ein Leasing gewählt und zahlen drei Jahre lang eine monatliche Rate.
We chose leasing for the car and will pay a monthly installment for three years.
Für den Autokauf haben wir eine Finanzierung mit monatlichen Raten vereinbart.
We arranged financing with monthly installments for the car purchase.
