saver
Loading your saved state.
saver
A person who regularly sets money aside and does not spend it immediately, in order to accumulate it for the future.
Wegen der niedrigen Zinsen erhalten Sparer kaum noch Erträge auf ihre Einlagen.
Because of the low interest rates, savers receive hardly any returns on their deposits anymore.
The word is derived from the verb 'sparen' (to save). The ending '-er' is added to the verb stem to refer to a person who performs this activity.
Wer regelmäßig spart, wird zum Sparer.
Someone who saves regularly becomes a saver.
This word is used very frequently in the context of finance, banks, and economic news. It often has to do with interest rates, inflation, or investments.
Die niedrigen Zinsen sind ein Problem für viele Sparer.
The low interest rates are a problem for many savers.
In financial texts, you often read the combination 'Sparer und Anleger' (savers and investors), since both groups want to grow their money but use different strategies.
Die neue Steuer betrifft sowohl Sparer als auch Anleger.
The new tax affects both savers and investors.
investor
'der Investor' and 'der Sparer' both have to do with money and planning for the future. A saver sets money aside and does not spend it immediately. An investor uses money in a targeted way, for example in a company or an investment, in order to make a profit. The words can be confused because a saver may also invest later. Still, the focus is different: with 'der Sparer', the focus is on keeping and accumulating money; with 'der Investor', it is on actively using money with the intention of making a profit.
Mila ist eine vorsichtige Sparerin, weil sie jeden Monat etwas Geld zur Seite legt.
Mila is a cautious saver because she sets aside some money every month.
Der Investor unterstützt das junge Unternehmen mit einer großen Summe.
The investor is supporting the young company with a large sum of money.