repayment / cancellation
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repayment
The scheduled repayment of a loan or debt, usually in the form of regular installments. The repayment reduces the remaining outstanding debt amount.
Die monatliche Rate für das Haus besteht aus Zinsen und Tilgung.
The monthly payment for the house consists of interest and repayment.
cancellation / erasure
(formal) The complete removal, deletion, or erasure of something, for example a memory, an entry, or a debt in a figurative sense.
Er forderte die Tilgung des falschen Eintrags aus seiner Akte.
He demanded the deletion of the false entry from his file.
'Die Tilgung' (repayment/cancellation) is the noun form of the verb 'tilgen' (to repay/delete). The ending '-ung' is often used to form a feminine noun from a verb that describes the process or result of the action.
Das Verb „tilgen“ bedeutet, eine Schuld oder einen Eintrag zu löschen.
The verb 'tilgen' means to repay a debt or delete an entry.
In a financial context, 'Tilgung' is often combined with words like 'Kredit' (loan), 'Darlehen' (loan), or 'Schulden' (debts). People also speak of 'monatliche Tilgung' (monthly repayment) or 'vorzeitige Tilgung' (early repayment).
Mit jeder Rate leisten wir einen Beitrag zur Tilgung des Kredits.
With each installment, we make a contribution toward repaying the loan.
In the meaning of 'Löschung' (deletion) or 'Beseitigung' (removal), the word 'Tilgung' is mainly used in elevated written language or in formal contexts.
Der Anwalt beantragte die Tilgung der unbegründeten Vorwürfe.
The lawyer requested the deletion of the unfounded accusations.
replacement / detachment / payoff
Ablösung and Tilgung can both relate to repaying a loan. Tilgung usually refers to the ongoing repayments that gradually reduce the outstanding debt, while Ablösung tends to suggest completely ending the old loan, often with a new loan. Use Tilgung for installments and Ablösung when switching loans.
Durch die monatliche Tilgung wird der offene Betrag des Kredits langsam kleiner.
The loan’s outstanding balance gradually decreases through the monthly repayments.
Für die Ablösung des alten Kredits nahm das Ehepaar ein günstigeres Darlehen auf.
The couple took out a cheaper loan to pay off the old one.
