repayment
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repayment
The process of paying back borrowed money or a debt to the creditor.
Die Rückzahlung des Kredits erfolgt in monatlichen Raten über zehn Jahre.
The repayment of the loan is made in monthly installments over ten years.
This word is made up of 'Rück-' (back) and 'Zahlung' (payment). So it literally describes a payment that one gives back.
Die Bank verlangt eine sofortige Rückzahlung der gesamten Summe.
The bank is demanding immediate repayment of the entire amount.
The noun 'die Rückzahlung' (the repayment) belongs to the separable verb 'zurückzahlen' (to pay back). The noun describes the action expressed by the verb.
Er muss seinen Kredit bis Ende des Jahres zurückzahlen.
He has to pay back his loan by the end of the year.
Common combinations relate to finances. One speaks of the 'Rückzahlung eines Kredits' (repayment of a loan), 'eines Darlehens' (of a loan), or 'der Schulden' (of the debts). Typical verbs are 'eine Rückzahlung leisten' (to make a repayment) or 'fordern' (to demand).
Die monatliche Rückzahlung für das Haus ist ziemlich hoch.
The monthly repayment for the house is quite high.
redemption / relief
In finance, Erlösung and Rückzahlung can both refer to returning money that is owed. Erlösung, however, is the more technical term for settling a debt or redeeming a security, whereas Rückzahlung is more general. Use Rückzahlung in ordinary contexts involving borrowed money.
Die Rückzahlung des Kredits beginnt im nächsten Monat.
Repayment of the loan begins next month.
Die Erlösung der Anleihe erfolgt am Ende der Laufzeit.
The bond will be redeemed at the end of its term.
