asset
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asset
A tangible or intangible possession of a person or company that has economic value. This includes, for example, real estate, stocks, cash, or patents.
Aktien und Immobilien sind beliebte Vermögenswerte für die Altersvorsorge.
Stocks and real estate are popular assets for retirement planning.
This word is made up of 'Vermögen' (assets, wealth) and 'Wert' (value). It therefore describes one individual part of total assets that has a certain value.
Ein Oldtimer kann ein wertvoller Vermögenswert sein.
A classic car can be a valuable asset.
'Vermögenswert' (asset) is a technical term from the world of business and finance. In normal usage, people would often use simpler words such as 'Besitz' (possessions), 'Eigentum' (property), or name the specific things, e.g. 'mein Haus' (my house), 'meine Aktien' (my stocks).
Der Steuerberater hat eine Liste aller Vermögenswerte des Unternehmens erstellt.
The tax advisor created a list of all the company's assets.
Assets are often divided into categories. Common distinctions are 'materielle Vermögenswerte' (tangible assets), e.g. real estate or gold, and 'immaterielle Vermögenswerte' (intangible assets), e.g. patents or trademark rights.
Das wichtigste Patent der Firma ist ein immaterieller Vermögenswert von großer Bedeutung.
The company's most important patent is an intangible asset of great importance.
possession
'der Besitz' and 'der Vermögenswert' are both connected to property and wealth. 'Besitz' is the more general word for things that belong to someone. 'Vermögenswert' is more precise and more economic in meaning: it refers to something that has monetary value, for example a house, stocks, or a patent. The words can be confused because many assets are also possessions. But not every possession is considered an asset; an old letter can be a personal possession without being economically important.
Für den Kredit hat die Bank die Vermögenswerte der Firma geprüft.
For the loan, the bank reviewed the company's assets.
In der Pause erzählte Tom, dass sein Fahrrad sein wichtigster Besitz ist.
During the break, Tom said that his bicycle is his most important possession.