insurance coverage
Loading your saved state.
insurance coverage
The contractually guaranteed benefit of an insurance policy that applies in the event of a specific loss or damage event (e.g., accident, illness, theft). The term describes the scope of coverage.
Prüfen Sie vor der Reise, ob Ihr Versicherungsschutz auch im Ausland gilt.
Before traveling, check whether your insurance coverage also applies abroad.
The word consists of 'die Versicherung' (insurance) and 'der Schutz' (protection). So it literally describes the protection you receive through insurance.
Ohne gültigen Vertrag haben Sie keinen Versicherungsschutz.
Without a valid contract, you have no insurance coverage.
Common verbs used with 'Versicherungsschutz' (insurance coverage) are 'haben' (have), 'bieten' (offer/provide), 'genießen' (enjoy), or 'verlieren' (lose). A person 'has' coverage; an insurance company 'offers' it.
Viele Kreditkarten bieten einen zusätzlichen Versicherungsschutz auf Reisen.
Many credit cards offer additional insurance coverage when traveling.
To express that the coverage is active or valid, you often use the verbs 'bestehen' (exist/be in place) or 'gelten' (apply/be valid). For example, you can say: 'Es besteht Versicherungsschutz' (insurance coverage is in place) or 'Der Schutz gilt weltweit' (the coverage applies worldwide).
Für diese spezielle Behandlung besteht leider kein Versicherungsschutz.
Unfortunately, there is no insurance coverage for this special treatment.
insurance / assurance
Versicherung and Versicherungsschutz belong to the same contractual relationship but do not mean the same thing. Die Versicherung is the concluded contract. Der Versicherungsschutz is the protection resulting from it and describes which types of damage are covered and to what extent the agreed benefits apply.
Für Pauls neues Fahrrad beginnt der Versicherungsschutz erst morgen.
Insurance coverage for Paul's new bicycle does not begin until tomorrow.
Für sein neues Fahrrad hat Paul gestern eine Versicherung abgeschlossen.
Paul took out insurance for his new bicycle yesterday.
