means of payment
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means of payment
A generally accepted medium used to exchange goods and services. This can include cash, credit cards, digital currencies, or other forms.
In diesem Geschäft werden nur bargeldlose Zahlungsmittel akzeptiert.
Only cashless means of payment are accepted in this store.
The word is made up of 'Zahlung' (payment) and 'Mittel' (means), connected by an 's'. So it literally means a 'Mittel zum Zahlen' (means for paying).
Bargeld ist immer noch das beliebteste Zahlungsmittel in Deutschland.
Cash is still the most popular means of payment in Germany.
'Zahlungsmittel' (means of payment) is a rather formal and official term that is often used in retail, banking, or economic texts. In everyday life, people ask more directly, e.g. 'Kann ich mit Karte zahlen?' (Can I pay by card?).
Die Europäische Zentralbank ist für die Ausgabe des Zahlungsmittels Euro verantwortlich.
The European Central Bank is responsible for issuing the means of payment, the euro.
Common adjectives are 'bargeldloses' (cashless), 'digitales' (digital), or 'gesetzliches' (legal) Zahlungsmittel. Typical verbs are 'akzeptieren' (to accept) or 'anbieten' (to offer).
Immer mehr Onlineshops bieten digitale Zahlungsmittel wie PayPal an.
More and more online shops offer digital means of payment such as PayPal.
money
'das Geld' and 'das Zahlungsmittel' are both connected to paying. In everyday language, 'Geld' usually means cash or financial means in general. 'Zahlungsmittel' is more general and a little more formal: it can also include cards, vouchers, or digital payments. Learners may confuse the words because money is an important means of payment. When you are simply talking about buying and paying, 'Geld' sounds more natural. When you mean different ways of paying, 'Zahlungsmittel' is more precise.
Im Bus ist die Bankkarte als Zahlungsmittel erlaubt.
On the bus, a bank card is allowed as a means of payment.
Für den Markt nehme ich lieber etwas Geld in bar mit.
For the market, I prefer to take some cash with me.