bank account
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bank account
An account at a bank or another financial institution that is used for processing payments and where incoming and outgoing funds are recorded.
Bitte überweisen Sie den Betrag auf unser Bankkonto.
Please transfer the amount to our bank account.
The word is clearly made up of 'die Bank' (the bank) and 'das Konto' (the account). So it literally means 'an account at a bank.'
Für mein Gehalt musste ich ein Bankkonto in Deutschland eröffnen.
For my salary, I had to open a bank account in Germany.
Specific verbs are often used in connection with a bank account: you can 'eröffnen' (open) or 'schließen' (close) an account, 'einzahlen' (deposit) or 'abheben' (withdraw) money, and also 'überziehen' (overdraw) an account.
Ich habe gestern 500 Euro von meinem Bankkonto abgehoben.
I withdrew 500 euros from my bank account yesterday.
The preposition is usually 'auf' (on/onto). Movement (depositing money) requires the accusative: 'auf das Bankkonto' (into the bank account). A state or position (having money) requires the dative: 'auf dem Bankkonto' (in the bank account).
Ich überweise das Geld morgen auf dein Bankkonto.
I’ll transfer the money to your bank account tomorrow.
checking account
A Girokonto is a specific type of bank account for everyday payment transactions, such as receiving a salary and making transfers. „Bankkonto“ is more general. When this everyday use is important, „Girokonto“ is more precise; without further specification, „Bankkonto“ is sufficient.
Für die Überweisung gab ich mein Bankkonto an.
I provided my bank account details for the transfer.
Mein Gehalt wird jeden Monat auf mein Girokonto überwiesen.
My salary is transferred to my checking account every month.
