bank account
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bank account
An account at a bank or another financial institution that is used for processing payments and where incoming and outgoing funds are recorded.
Bitte überweisen Sie den Betrag auf unser Bankkonto.
Please transfer the amount to our bank account.
The word is clearly made up of 'die Bank' (the bank) and 'das Konto' (the account). So it literally means 'an account at a bank.'
Für mein Gehalt musste ich ein Bankkonto in Deutschland eröffnen.
For my salary, I had to open a bank account in Germany.
Specific verbs are often used in connection with a bank account: you can 'eröffnen' (open) or 'schließen' (close) an account, 'einzahlen' (deposit) or 'abheben' (withdraw) money, and also 'überziehen' (overdraw) an account.
Ich habe gestern 500 Euro von meinem Bankkonto abgehoben.
I withdrew 500 euros from my bank account yesterday.
The preposition is usually 'auf' (on/onto). Movement (depositing money) requires the accusative: 'auf das Bankkonto' (into the bank account). A state or position (having money) requires the dative: 'auf dem Bankkonto' (in the bank account).
Ich überweise das Geld morgen auf dein Bankkonto.
I’ll transfer the money to your bank account tomorrow.
account
'das Konto' and 'das Bankkonto' can both mean an account at a bank. 'Bankkonto' is more specific because it clearly refers to money and payment transactions at a bank. 'Konto' is more general: it can be a bank account, but also an online account. That is why the words can be confused. If the context is already banking or money, 'Konto' is often enough. If you want to avoid misunderstandings, 'Bankkonto' is more precise.
Für den neuen Job muss Paul sein Bankkonto angeben.
For the new job, Paul has to provide his bank account.
Kannst du mir bitte deine Kontodaten für die Rückzahlung schicken?
Could you please send me your account details for the repayment?