loan
Loading your saved state.
loan
An amount of money that is borrowed from a bank or another institution for a certain period of time and must be repaid in installments. It often involves larger sums, e.g. for buying a house.
Für den Bau ihres Hauses hat die Familie ein Darlehen bei der Bank aufgenommen.
The family took out a loan from the bank to build their house.
The word 'Darlehen' (loan) is related to the verb 'leihen' (to lend/borrow). This connection helps you remember the meaning 'borrowed money' more easily.
Ein Darlehen ist Geld, das man sich für eine bestimmte Zeit leiht.
A loan is money that you borrow for a certain period of time.
Certain verbs are fixedly connected with 'Darlehen' (loan). You can 'ein Darlehen aufnehmen' (take out a loan, as a customer), 'ein Darlehen gewähren' (grant a loan, as a bank), 'zurückzahlen' (repay), or 'tilgen' (pay off/amortize).
Wir müssen das Darlehen in den nächsten 20 Jahren zurückzahlen.
We have to repay the loan over the next 20 years.
'Darlehen' (loan) is a formal word used mainly in financial and legal language, for example in bank contracts. It usually refers to large sums with a long term.
Der Notar prüfte den Vertrag für das Immobiliendarlehen.
The notary reviewed the contract for the real estate loan.
financing
'die Finanzierung' and 'das Darlehen' are closely related because both can have to do with borrowed or provided money. 'Finanzierung' is the general plan or the process of obtaining money for a purpose. 'Darlehen' is a specific borrowed amount of money, often for larger expenses such as a house, and it is repaid in installments. So you can use a 'Darlehen' for 'Finanzierung'. If you are talking about the overall money plan, 'Finanzierung' fits. If you mean the borrowed amount, 'Darlehen' fits.
Für den Hauskauf hat die Familie ein Darlehen bei der Bank aufgenommen.
The family took out a loan from the bank to buy the house.
Die Finanzierung der Reise klappte nur, weil alle früh gespart haben.
The financing of the trip only worked because everyone started saving early.