The investment of capital in assets such as stocks, real estate, or funds with the aim of achieving a return or increase in value. The word can refer both to the act of investing and to the investment product itself.
example
Eine sichere Geldanlage mit hoher Rendite ist schwer zu finden.
A safe investment with a high return is hard to find.
Usage tips
Compound word
'Geldanlage' (investment) is a compound noun made up of 'Geld' (money) and 'Anlage' (investment). Here, 'Anlage' comes from the verb 'anlegen' in the sense of 'Geld investieren' (to invest money). So the word literally describes the investment of money.
EXAMPLE
Er hat sein Geld in verschiedene Anlagen investiert.
He invested his money in various investments.
Typical adjectives
To describe a 'Geldanlage' (investment), adjectives such as 'sicher' (safe), 'riskant' (risky), 'langfristig' (long-term), 'kurzfristig' (short-term), or 'lukrativ' (lucrative/profitable) are often used.
EXAMPLE
Aktien gelten als eine eher riskante Geldanlage.
Stocks are considered a rather risky investment.
Typical verbs
Common verbs used with 'Geldanlage' (investment) are 'eine Geldanlage tätigen' (to make an investment; formal), 'suchen' (to look for), or 'empfehlen' (to recommend).
EXAMPLE
Der Bankberater hat mir eine langfristige Geldanlage empfohlen.
The bank advisor recommended a long-term investment to me.
Compare with
synonym
Geldanlage vs Anlage
facility / attachment / investment
'die Anlage' and 'die Geldanlage' can mean the same thing in finance: money is used in such a way that it is meant to bring profit or increase in value later. 'die Geldanlage' is more precise because it is immediately clear that the topic is money. 'die Anlage' is shorter, but also ambiguous, because the word can mean many other things in other contexts. If the financial context is already clear, 'Anlage' is often enough. If misunderstandings are possible, 'Geldanlage' is easier to understand.
Geldanlage
Die Eltern suchen eine Geldanlage für das Studium ihrer Tochter.
The parents are looking for an investment for their daughter's studies.
Anlage
Nach dem Gespräch mit der Bank entscheidet sich Herr Krüger für eine sichere Anlage.
After the conversation with the bank, Mr. Krüger decides on a safe investment.