pension fund
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pension fund
An institution that collects and invests capital from employers and employees in order to later finance employees' occupational retirement pensions.
Der Pensionsfonds investiert das Geld der zukünftigen Rentner in Aktien und Anleihen.
The pension fund invests the money of future retirees in stocks and bonds.
'Pensionsfonds' (pension fund) is made up of 'Pension' (pension/retirement provision), the linking -s, and 'Fonds' (fund; a pool of money for a specific purpose). So it is a fund for retirement provision.
Die Rendite des Pensionsfonds war im letzten Jahr sehr gut.
The pension fund's return was very good last year.
This word belongs to specialist language from the fields of finance, business, and law. It is used less often in everyday life, unless you are specifically talking about your own retirement provision.
In den Wirtschaftsnachrichten wurde über die Stabilität der Pensionsfonds berichtet.
The business news reported on the stability of pension funds.
Typical actions related to a pension fund are that employees and employers 'in den Fonds einzahlen' (pay into the fund), and the fund then 'anlegt' (invests) or 'investiert' (invests) the money.
Mein Arbeitgeber zahlt monatlich einen Betrag in meinen Pensionsfonds ein.
My employer pays an amount into my pension fund every month.
retirement provision
'die Altersvorsorge' and 'der Pensionsfonds' both have to do with financial security in old age. 'Altersvorsorge' is the general term for everything you do for later: the state pension, private savings plans, or occupational schemes. A 'Pensionsfonds', on the other hand, is a specific institution that collects and invests money so that occupational pensions can be paid later. The words can be confused because a pension fund can be part of retirement provision. If you are speaking generally about planning for old age, use 'Altersvorsorge'. If you mean this specific form of occupational financing, 'Pensionsfonds' is more precise.
Der Arbeitgeber zahlt jeden Monat Geld in den Pensionsfonds ein.
The employer pays money into the pension fund every month.
Viele junge Menschen denken erst spät an ihre Altersvorsorge.
Many young people only start thinking about their retirement provision late.