long-term care insurance
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long-term care insurance
A statutory or private insurance policy that covers the costs of support and care for people who depend on help due to age, illness, or disability.
In Deutschland ist die Pflegeversicherung ein Teil des Sozialversicherungssystems.
In Germany, long-term care insurance is part of the social insurance system.
This word is a typical German compound. It consists of 'die Pflege' (care) and 'die Versicherung' (insurance). The meaning can be derived directly: insurance for the case that one needs care.
Ohne eine gute Versicherung kann Pflege sehr teuer werden.
Without good insurance, care can become very expensive.
You can 'private Pflegeversicherung abschließen' (take out private long-term care insurance), must 'Beiträge in die gesetzliche Pflegeversicherung einzahlen' (pay contributions into statutory long-term care insurance), and, if needed, can 'Leistungen aus der Pflegeversicherung erhalten' (receive benefits from long-term care insurance).
Jeder Arbeitnehmer in Deutschland zahlt automatisch in die Pflegeversicherung ein.
Every employee in Germany automatically pays into long-term care insurance.
Long-term care insurance is one of the five pillars of statutory social insurance in Germany. For most people, it is mandatory insurance, just like health or pension insurance.
Die Finanzierung der Pflegeversicherung ist ein wichtiges politisches Thema.
The financing of long-term care insurance is an important political issue.
health insurance
Both types of insurance can cover costs related to health problems. „Krankenversicherung“ concerns medical treatment, medication, and other health services, while „Pflegeversicherung“ provides coverage for a lasting need for support and care. „Krankenversicherung“ is more appropriate for treatment, while „Pflegeversicherung“ is more appropriate for regular help in everyday life.
Die Pflegeversicherung deckt einen Teil der Kosten für die dauerhafte Betreuung zu Hause.
Long-term care insurance covers part of the cost of permanent care at home.
Die Krankenversicherung übernimmt die Kosten für die Behandlung und die nötigen Medikamente.
Health insurance covers the costs of the treatment and the necessary medication.
