savings plan / cost-cutting plan
der Sparplan, die Sparpläne
Loading your saved state.
savings plan
An arrangement or fixed plan for regularly saving or investing money to build wealth.
Sie zahlt über einen Sparplan jeden Monat hundert Euro in einen Aktienfonds ein.
She pays one hundred euros into an equity fund every month through a savings plan.
cost-cutting plan
A plan containing measures through which a government, company, or household aims to reduce its spending.
Der Sparplan der Stadt sieht vor, zwei Schwimmbäder zu schließen und die Verwaltungskosten zu senken.
The city's cost-cutting plan calls for closing two swimming pools and reducing administrative costs.
| gender | masculine der |
|---|---|
| plural | die Sparpläne |
| genitive | des Sparplans |
| singular | plural | |
|---|---|---|
| nominative | der Sparplan | die Sparpläne |
| accusative | den Sparplan | die Sparpläne |
| dative | dem Sparplan | den Sparplänen |
| genitive | des Sparplans des Sparplanes | der Sparpläne |
The article changes with the case; it is shown in colour.
'Sparplan' (savings plan / cost-cutting plan) is made up of 'Spar-' (saving) and 'Plan' (plan). The first component refers to saving, so a 'Sparplan' is a fixed plan involving regular saving or cuts in spending.
Mit einem Sparplan möchte er langfristig ein finanzielles Polster aufbauen.
He wants to build up a financial cushion over the long term with a savings plan.
For a savings plan intended to build wealth, particularly common expressions include 'in einen Sparplan einzahlen' (to pay into a savings plan), 'einen Sparplan einrichten' (to set up a savings plan), and 'monatliche Rate' (monthly contribution).
Sie hat einen Sparplan eingerichtet und zahlt jeden Monat eine feste Rate ein.
She has set up a savings plan and pays in a fixed amount every month.
In this sense, 'Sparplan' (savings plan) usually refers to regular contributions over an extended period. It is therefore often accompanied by expressions indicating frequency or duration, such as 'monatlich' (monthly) or 'über viele Jahre' (over many years).
Der Sparplan läuft über zwanzig Jahre, und jeden Monat werden fünfzig Euro abgebucht.
The savings plan runs for twenty years, and fifty euros are debited every month.
In this sense, 'Sparplan' (cost-cutting plan) is often used in connection with governments, municipalities, or companies. Typical verb phrases include 'einen Sparplan beschließen' (to adopt a cost-cutting plan), 'einen Sparplan vorlegen' (to present a cost-cutting plan), and 'einen Sparplan umsetzen' (to implement a cost-cutting plan).
Der Stadtrat hat einen Sparplan vorgelegt, um das Haushaltsdefizit zu verringern.
The city council has presented a cost-cutting plan to reduce the budget deficit.
