accident insurance
Loading your saved state.
accident insurance
Insurance that provides financial benefits if the insured person suffers a physical injury or a permanent impairment as a result of an accident.
Jeder Arbeitnehmer in Deutschland ist über den Arbeitgeber in der gesetzlichen Unfallversicherung versichert.
Every employee in Germany is insured through their employer under the statutory accident insurance system.
This word is made up of three parts: 'der Unfall' (accident), the linking '-s-', and 'die Versicherung' (insurance). So it literally describes insurance for the event of an accident.
Eine private Unfallversicherung kann sinnvoll sein, wenn man riskante Hobbys hat.
Private accident insurance can be useful if you have risky hobbies.
In connection with accident insurance, the verbs 'abschließen' (to take out / conclude a contract), 'haben' (to have), 'besitzen' (to own), and 'brauchen' (to need) are often used. The insurance itself can 'leisten' (provide benefits) or 'zahlen' (pay).
Wir sollten für unsere Kinder eine Unfallversicherung abschließen.
We should take out accident insurance for our children.
In Germany there are two important types: 'gesetzliche Unfallversicherung' (statutory accident insurance), which usually runs through the employer and covers workplace accidents, and 'private Unfallversicherung' (private accident insurance), which you take out yourself for accidents during your free time.
Der Sturz auf dem Weg zur Arbeit ist ein Fall für die gesetzliche Unfallversicherung.
The fall on the way to work is a case for statutory accident insurance.
insurance / assurance
'die Versicherung' and 'die Unfallversicherung' both belong to the area of financial protection. 'Versicherung' is the general term for many kinds of contracts, for example for illness, cars, travel, or housing. 'Unfallversicherung' is a specific type of insurance. It provides financial help if someone is injured in an accident or has a permanent impairment. The words can be confused because every 'Unfallversicherung' is a 'Versicherung'. But not every 'Versicherung' is an 'Unfallversicherung'. If the type is not important, 'Versicherung' is enough. If it is specifically about accidents, 'Unfallversicherung' is more precise.
Bei der Bewerbung fragt er, ob die Unfallversicherung über den Arbeitgeber läuft.
During the job application process, he asks whether the accident insurance is handled through the employer.
Vor der Reise prüft die Kundin, ob ihre Versicherung auch im Ausland gilt.
Before the trip, the customer checks whether her insurance also applies abroad.