accident insurance
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accident insurance
Insurance that provides financial benefits if the insured person suffers a physical injury or a permanent impairment as a result of an accident.
Jeder Arbeitnehmer in Deutschland ist über den Arbeitgeber in der gesetzlichen Unfallversicherung versichert.
Every employee in Germany is insured through their employer under the statutory accident insurance system.
This word is made up of three parts: 'der Unfall' (accident), the linking '-s-', and 'die Versicherung' (insurance). So it literally describes insurance for the event of an accident.
Eine private Unfallversicherung kann sinnvoll sein, wenn man riskante Hobbys hat.
Private accident insurance can be useful if you have risky hobbies.
In connection with accident insurance, the verbs 'abschließen' (to take out / conclude a contract), 'haben' (to have), 'besitzen' (to own), and 'brauchen' (to need) are often used. The insurance itself can 'leisten' (provide benefits) or 'zahlen' (pay).
Wir sollten für unsere Kinder eine Unfallversicherung abschließen.
We should take out accident insurance for our children.
In Germany there are two important types: 'gesetzliche Unfallversicherung' (statutory accident insurance), which usually runs through the employer and covers workplace accidents, and 'private Unfallversicherung' (private accident insurance), which you take out yourself for accidents during your free time.
Der Sturz auf dem Weg zur Arbeit ist ein Fall für die gesetzliche Unfallversicherung.
The fall on the way to work is a case for statutory accident insurance.
health insurance
Both types of insurance can play a role after an accident. „Krankenversicherung“ regularly covers the costs of medical treatment, while „Unfallversicherung“ provides financial benefits because of an injury or permanent impairment. When the issue is medical costs, „Krankenversicherung“ is more appropriate; when it is the consequences of an accident, „Unfallversicherung“ is more appropriate.
Nach dem Unfall erbringt die Unfallversicherung finanzielle Leistungen wegen seiner dauerhaften Beeinträchtigung.
After the accident, accident insurance provides financial benefits because of his permanent impairment.
Nach dem Unfall übernimmt die Krankenversicherung die Kosten für die medizinische Behandlung.
After the accident, health insurance covers the costs of medical treatment.
