to plan in / allow for
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to plan in
To take something (e.g., time, resources, an activity) into account when planning and reserve a fixed place for it.
Wir sollten für die Anfahrt zum Flughafen mindestens eine Stunde einplanen.
We should plan in at least an hour for getting to the airport.
'Einplanen' (to plan in / allow for) is a separable verb. The prefix 'ein-' comes at the end in a main clause. In subordinate clauses or in the infinitive with 'zu', the verb stays together.
Ich plane für das Abendessen eine halbe Stunde ein.
I plan in half an hour for dinner.
When you state what you are planning something in for, use the preposition 'für' followed by the accusative. Typical nouns are time, money, or breaks.
Wir müssen mehr Geld für unvorhergesehene Ausgaben einplanen.
We need to plan in more money for unexpected expenses.
In this meaning, you are not planning a concrete activity, but rather taking abstract, often negative possibilities into account. Typical nouns here are: delays, risks, or additional costs.
Bei der Budgetierung haben wir mögliche Preissteigerungen eingeplant.
When budgeting, we allowed for possible price increases.
to plan
'planen' and 'einplanen' both have to do with preparing for the future. They can be confused because both occur in contexts involving appointments, time, and organization. 'planen' means that you prepare or organize a plan or project, for example a trip or a meeting. 'einplanen' means that you take something into account within a larger plan and leave room for it, for example time, money, breaks, or possible problems. So you plan the whole thing, and you plan individual things in. If you are talking about the project or plan itself, use 'planen'. If something is supposed to have a place in a plan, use 'einplanen'.
Für den Weg zum Bahnhof solltest du genug Zeit einplanen.
You should allow enough time for getting to the train station.
Heute planen wir den Ausflug für das Wochenende.
Today we are planning the outing for the weekend.