pension
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pension
The regular payment that a person receives after the end of their working life from the statutory pension insurance system or from private retirement provision.
Nach 45 Arbeitsjahren freut er sich auf seine wohlverdiente Rente.
After 45 years of work, he is looking forward to his well-earned pension.
to retire
To end one's active working life and enter retirement.
Meine Mutter plant, mit 65 Jahren in Rente zu gehen.
My mother plans to retire at the age of 65.
income
Regular income generated from invested capital, real estate, or other assets.
Er kann gut von der Rente leben, die seine Investitionen abwerfen.
He can live well on the income that his investments generate.
The terms for people 'der Rentner' (male retiree/pensioner) and 'die Rentnerin' (female retiree/pensioner) are derived from 'die Rente' (pension). These are the usual terms for people in retirement.
Als Rentner hat man endlich mehr Zeit für seine Hobbys.
As a retiree, you finally have more time for your hobbies.
The phrase 'in Rente gehen' (to retire) describes the transition into retirement and uses the accusative. The state of being retired is expressed with 'in Rente sein' (to be retired) and the dative.
Mein Kollege geht nächstes Jahr in Rente.
My colleague is retiring next year.
Common verbs in connection with the statutory pension are 'Rente beantragen' (to apply for a pension), 'Rente bekommen' (to receive a pension), or 'Rente beziehen' (to draw a pension). People also speak of 'von der Rente leben' (to live on one's pension).
Viele Menschen müssen ihre Rente mit einem kleinen Job aufbessern.
Many people have to supplement their pension with a small job.
When 'Rente' (income) means income from assets, the source is often specified. Look for additions such as 'aus Immobilien' (from real estate), 'aus Kapitalvermögen' (from capital assets), or 'private Rente' (private pension/income).
Er finanziert sein Leben durch eine Rente aus seinen Immobilien.
He finances his life through income from his real estate.
retirement
Rente and Ruhestand can both relate to the permanent end of working life. In Rente gehen refers to the transition out of active employment, while Ruhestand refers to the stage of life that follows. Rente fits the time when someone leaves work; Ruhestand fits the period afterward.
Nach vierzig Berufsjahren geht Frau Keller im Juli in Rente.
After forty years of working, Ms. Keller is retiring in July.
Nach vierzig Berufsjahren möchte Frau Keller ihren Ruhestand genießen.
After forty years of working, Ms. Keller wants to enjoy her retirement.
